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Why Choose Online Mortgage Advisor To Secure Your Mortgage?

Online Mortgage Advisor and OMA are trading names of Find A Mortgage Online Ltd who is Appointed Representative of TMG Direct Limited, which is authorised and regulated by the Financial Conduct Authority under Firm Reference Number 786245. Find A Mortgage Online Ltd is registered in England under number 08662127. OMA is a registered trade mark of Find A Mortgage Online Ltd (08662127) (TM Reg No UK00003421542).

We are registered with the Information Commissioner’s Office, under number registration No. ZA078235 and are authorised and regulated by the Financial Conduct Authority under Firm Reference Number 1011535.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

All of our content is written or verified by qualified advisors from the front line. Our guiding purpose is to ensure borrowers can make the best possible decisions by offering helpful and objective information and guidance on all things mortgages. Please send us a quick email at hello@onlinemortgageadvisor.co.uk if you spot anything you think needs checking or could be better.

The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK. The overall cost for comparison is 4.8% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

We may receive a commission or fee from any third party partner firm we introduce you to. We may also receive commission that will vary depending on the lender, product or permissible factors if we provide the advice ourselves. The nature of any commission model will be confirmed with you before you proceed with a mortgage.

*OMA Mortgage Approval Guarantee is subject to you providing satisfactory documentation. See T&Cs..

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*Based on our research, the content contained in this article is accurate as of the most recent time of writing. Lender criteria and policies change regularly so speak to one of the advisors we work with to confirm the most accurate up to date information. The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All advisors working with us as well as any of our own are fully qualified to provide mortgage advice and work only for firms who are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs.

Some types of buy to let mortgages are not regulated by the FCA. Think carefully before securing other debts against your home. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage. Equity released from your home will also be secured against it.

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OMA® ACE Reports show your Affordability, Costs, and Eligibility from acrss the market.

How We Help

We keep things simple - 4 steps and you'll get certainty for how much you can borrow, what it costs, and which lenders you qualify with.

We get you approved

When you're happy & ready to go, we'll make all applications needed to get the best mortgage approved.

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Over 150,000 Bad credit customers helped in the last 10 years!

We back up our Award Winning service and put our money where our mouths are with the OMA® Approval Guarantee

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Hand picked from over 200 experts in our network, our bad credit champions have helped over 10,000 customers

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Loved by over 

600k+ Customers

"Very Helpful and Reassuring"

- Dawn Job

Luke has been very helpful and reassuring so far! Nice to speak to someone who sympathises with how stressful buying your first property can be!

"Knowledgeable and Supportive"

- Dorothy

The team were fantastic and really knowledgeable and supportive. They answered all questions promptly and came back to me with regular updates. I have already recommended them and will use them again

Over 150,000 bad credit customers helped in the last 10 years!

We keep things simple - 4 steps and you'll get certainty for how much you can borrow, what it costs, and which lenders you qualify with.

How we get your mortgage ready

Tell us what you're looking for
Send in our quick 30-second form about your situation

We'll assign one of the team
Your dedicated expert will contact you within minutes, and handle everything without the faff!

You'll get a detailed report
OMA® ACE Report - showing your Affordability, Costs, and Eligibility from lenders across the market.

We get you approved
We'll then make all applications needed to get the best mortgage approved and ready.

👍 No upfront fee, No obligation, & Backed by the OMA® Approval Guarantee 🎖️

Get Expert Advice >

Higher chance of approval

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lenders & deals

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upfront fees

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Late payments, Defaults, CCJs, Bankruptcy, IVAs... our experts get approvals for the full range of credit issues, even when other brokers fail.

Our bad credit champions are hand picked from over 200 advisors in our network, and have helped over 10,000 customers between them - you're in safe hands!

Late payments, Defaults, CCJs, Bankruptcy, IVAs? Our team get approvals even when other brokers fail.

Loved by over 

600k+ Customers

"Very Helpful and Reassuring"

- Dawn Job

Luke has been very helpful and reassuring so far! Nice to speak to someone who sympathises with how stressful buying your first property can be!

"Would highly recommend"

Had contacted some different companies and they didn't want to know, emailed Simply and the next day received a phone call and by the time I'd got home we had a deal issued.

- Nick Eagleton

"Positive Experience"

-Sarah M

As someone who has been excluded from high street mortgage options for many years, I was delighted to be offered a great deal with Barclays. Really helpful and responsive staff, always kept me updated.

Unleash the power 
of a
 Bad Credit

Mortgage Expert

Unleash the power 
of a
 Bad Credit

Mortgage Expert

Working with our team means you can benefit from more lenders, more mortgages, and even direct lines into lender decision makers - often we get approvals where other brokers fail.

Read our transparency article for more

OMA® Guarantee

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fees

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Read our transparency article for more info on our claims!

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We can give advice and get you approved on the first call in the majority of cases

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We can answer questions to help your research and get you mortgage-ready

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Affordability, Costs, and Eligibility - Produced by one of our experts

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👍 No upfront fee, No obligation, & Backed by the OMA® Approval Guarantee 🎖️

Ready to speak to someone?

We can give advice and get you approved on the first call in the majority of cases

Move forward in your Mortgage journey

What do you want to do now?

Get Mortgage ACE Report 📩Check Affordability 📊

Not ready just yet?

Ask A Question 💬

Affordability, Costs, and Eligibility - Produced by one of our experts

Check Bad Credit Rates 📈

We can answer questions to help your research and get you mortgage ready

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Want to come back later?

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Save or share our site, or better yet - sign up for our mailing list and get regular updates from our team about lenders, rates, and helpful stuff (no spam promise!)

The OMA® Guarantee

If we don't get you approved, and you get approved elsewhere, we'll give you £100 cash! 

Subject to T&Cs

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As seen in...

▶️ Watch, listen, learn 

Our bad credit specialists, sharing the latest goings on in the world of bad credit mortgages.

Rate updates | Lender updates | Jargon busting

127 bad credit customers

helped by our bad credit team this week

150,000+ bad credit customers!

▶️ Watch, listen, learn

Our Bad Credit Specialists sharing the latest goings on in the world of bad credit mortgages. 

Rate updates |  Lender updates | Case studies | Jargon busting

150,000+ bad credit customers!

127 bad credit customers

helped by our bad credit team this week

The OMA® Guarantee

If we don't get you approved, and you get approved elsewhere, we'll give you £100 cash! 

Subject to T&Cs

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Meet bad credit teamMeet the teamMeet bad credit team
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