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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
Check rates & shortlist lenders specific to your situation, and reveal lender policy - like
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All of our content is written or verified by qualified advisors from the front line. Our guiding purpose is to ensure borrowers can make the best possible decisions by offering helpful and objective information and guidance on all things mortgages. Please send us a quick email at hello@onlinemortgageadvisor.co.uk if you spot anything you think needs checking or could be better.
The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK. The overall cost for comparison is 4.8% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
We may receive a commission or fee from any third party partner firm we introduce you to. We may also receive commission that will vary depending on the lender, product or permissible factors if we provide the advice ourselves. The nature of any commission model will be confirmed with you before you proceed with a mortgage.
*OMA Mortgage Approval Guarantee is subject to you providing satisfactory documentation. See T&Cs..
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*Based on our research, the content contained in this article is accurate as of the most recent time of writing. Lender criteria and policies change regularly so speak to one of the advisors we work with to confirm the most accurate up to date information. The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All advisors working with us as well as any of our own are fully qualified to provide mortgage advice and work only for firms who are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs.
Some types of buy to let mortgages are not regulated by the FCA. Think carefully before securing other debts against your home. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage. Equity released from your home will also be secured against it.
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Check rates & shortlist lenders specific to your situation, and reveal lender policy - like you are your own broker.
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As someone who has been excluded from high street mortgage options for many years, I was delighted to be offered a great deal with Barclays. Really helpful and responsive staff, always kept me updated.
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Had contacted some different companies and they didn't want to know, emailed Simply and the next day received a phone call and by the time I'd got home we had a deal issued.
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We have combined mortgage rates, lender affordability, and lending criteria datasets to allow our borrowers to filter results like they are a mortgage broker.
To add / change / combine criteria, simply click "Add Filters" and search for the issue you want to check - the rates will then filter by lenders who can consider that issue.
Understand Your Eligibility Score
When you've added filters, we'll calculate how strong a match each lender is for you in a % score. Results are ordered highest to lowest.
As part of the transparency we are bringing to the mortgage market, we also share lender policy notes - simply click "more info" on the rate card.
Select which credit issue you want to see rates for here, or just go to the tool and add your own filters - there's hundreds to search through!
Start comparing with zero filters and add them in yourself
Select which credit issue you want to see rates for here, or just go to the tool and add your own filters - there's hundreds to search through!
Select which credit issue you want to see rates for here, or just go to the tool and add your own filters - there's hundreds to search through!
Select which mortgage type / situation / issue you want to see rates for here, or just go to the tool and add your own filters - there's hundreds to search through!
Bad Credit
Income
Property
Understand Your Eligibility Score
When you've added filters, we'll calculate how strong a match each lender is for you in a % score. Results are ordered highest to lowest.
As part of the transparency we are bringing to the mortgage market, we also share lender policy notes - simply click "more info" on the rate card.
Add filters to hone in on the right deal
We have combined mortgage rates, lender affordability, and lending criteria datasets to allow our borrowers to filter results like they are a mortgage broker.
To add / change / combine criteria, simply click "Add Filters" and search for the issue you want to check - the rates will then filter by lenders who can consider that issue.
Powered by the OMA® Mortgage Engine
Loved by over
600k+ Customers
"Very Helpful and Reassuring"
- Dawn Job
Luke has been very helpful and reassuring so far! Nice to speak to someone who sympathises with how stressful buying your first property can be!
"Would highly recommend"
Had contacted some different companies and they didn't want to know, emailed Simply and the next day received a phone call and by the time I'd got home we had a deal issued.
- Nick Eagleton
"Positive Experience"
-Sarah M
As someone who has been excluded from high street mortgage options for many years, I was delighted to be offered a great deal with Barclays. Really helpful and responsive staff, always kept me updated.
👍 No upfront fee, No obligation, & Backed by the OMA® Approval Guarantee 🎖️
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👍 No upfront fee, No obligation, & Backed by the OMA® Approval Guarantee 🎖️
We can give advice and get you approved on the first call in the majority of cases
Ready to speak to someone?
We can answer questions to help your research and get you mortgage-ready
Not ready just yet?
Affordability, Costs, and Eligibility - Produced by one of our experts
Save or share our site, or better yet - sign up for our mailing list and get regular updates from our team about lenders, rates, and helpful stuff (no spam promise!)
Want to come back later?
What do you want to do now?